Circa 1997, when we got into the business, most investment programs were guided by, quoting Peter Bernstein, “rules of thumb and folklore” as opposed to sound theory and reliable data. But, academics and institutional investors alike have helped us make substantial progress. The last twenty years has seen an explosion in understanding markets and reliable drivers of long horizon success. Sadly, much of wealth management still relies upon stories and false narratives. 

We're here to change that.  An educated client is, in our opinion, far more likely to tune out the noise of markets and achieve long-term success.   

Friday, October 20, 2023

The state of California has created a task force to recommend options for establishing its own state long term care insurance program and a potential additional payroll tax. Here's an update.

Thursday, September 28, 2023

Risk control is central to sound investing. Yet, we often see a family’s largest risk is not hidden in their investment portfolio. How do we address and, in the process, build a resilient household?

Saturday, August 26, 2023

If there was “one thing” to producing long-term investment success, our cumulative 50-plus years in the industry would point to the distinction between investment and speculation.

Friday, August 18, 2023

The savvy parent may want to reserve the last $35,000 of an existing 529 Plan and convert to a Roth IRA for their child. Further, the long horizon and absence of taxes can be combined with a small cap value tilt for a material advantage.

Friday, June 30, 2023

What to do when you’re asked to fund a startup?  Our clients get asked routinely to invest in new ventures.  Bottom line?  Understand your odds going in with eyes wide open.  Then let your priorities drive your investment decisions.

Show All

Thursday, May 18, 2023

Investors would be wise to shop around and holistically think about their cash allocation.  Cash and equivalents can be boring.  But fee and tax blunders can be avoided with a little bit of preparation.

Monday, May 1, 2023

Recent bank failures and resulting massive capital flows have upended short term investing. We lay out a framework to allow your priorities to drive your cash choices, not the news cycle.  Don't let a good crisis go to waste.